Lead Validator The pain
Every time rates move you re-work the same old refi database — but it has been hit by ten other lenders and half the numbers are dead. Your LOs burn the day on voicemails.
Mortgage & refi lead validation
Refi leads, validated before you re-dial a stale list.
Every time rates move you re-work the same old refi database — but it has been hit by ten other lenders and half the numbers are dead. Your LOs burn the day on voicemails.
Ten graded leads free. Card verified up front, never charged until you choose a plan. No trial clock.
Raw lead
NameGreg Donovan
SourceAged Refi List
Phone(614) 555-XXXX
Age8 months old
Producer notes: Old refi lead. Rates dropped — re-dialing the book. Still good?
Re-pullRates moved — re-working list
Day 1Called — voicemail
Day 2Texted — no reply
Day 3Hit by other lenders?
Is this lead worth calling? Your producer has no idea.
B79%
✦ Call now · 79%
Greg Donovan
ContactIdentity Verification ✓
Full nameGreg Donovan
IdentityConfirmed
Primary phone(614) 555-0291
StatusActive mobile
(614) 555-0291 Mobile
(614) 555-0188 Reassigned
PropertyProperty Records ✓
Owner-occupied · 5.6 yr residence · Columbus, OH
Owner match✓ Confirmed
OccupancyOwner-occupant
Tenure5.6 yr
Address✓ Current
RiskRisk Check ✓
Identity match✓ Confirmed
Primary number✓ Live mobile
Old number✕ Reassigned
Overall riskLow
Illustrative example — not a real person or result
Mortgage & refi lead validation
What changes when every lead arrives already graded.
What LVP checks
LVP confirms the borrower is a real person, checks the phone is a live mobile and not reassigned, verifies the address and owner-occupancy, and runs a risk check — then grades the lead A to F. We validate the person, not the rate.
- Identity confirmed
- Live mobile (not reassigned)
- Owner-occupant match
- Risk: clear
The payoff
Your loan officers re-dial only the borrowers who are still real and reachable — and stop leaving voicemails on numbers that moved on years ago.
Same engine, every list. We don't sell you vertical-specific data — we tell you whether the person behind the lead is real and reachable, the one thing every list actually needs.
Honest about the spread
Not every lead is an A — and that's the point.
Aged refi lists run the full A-to-F range — a verified owner at a live mobile is a strong CALL NOW, while a record hit by ten lenders with a reassigned number drops to CALL & VERIFY or SKIP. The grade tells your LOs which old leads are worth the re-dial.
Credits, not gotchas
You pay for answers — and a SKIP costs you almost nothing.
Credits never expire.
Buy a pack, use it whenever. We don't reset your balance at the end of the month.
A SKIP is a quarter-credit.
When a lead grades D or F, you're billed one-quarter of a credit. Knowing not to call is the cheapest answer we sell.
Extra credits are a flat $1.25.
Run past your plan? Each additional credit is a flat $1.25. No tiers, no surprises, no surge.
Ten graded leads, free.
The demo is ten real graded leads with no clock and no card charge. Card verified up front so you can keep going the second you're convinced.
Validate 100 leads, 20 grade SKIP: that's 80 full credits + 20 quarter-credits = 85 credits. You only pay full freight for leads worth a call.
Other lines we grade
LVP grades every list you dial.
FAQ
Questions, answered straight.
Do you provide loan, LTV, or credit data?
No — and we are clear about that. LVP validates the person behind the lead: is this a real, reachable borrower at a live number? We do not pull loan balances, LTV, or credit. We tell you which records on your aged list are still worth a loan officer’s dial.
Why validate a refi list before re-dialing it?
Because rate-driven lists get re-worked for months and decay fast — numbers get reassigned, people move. Validating first means your LOs spend the rate window on borrowers who are still reachable, not on voicemail.
Is the demo really free?
Yes. Ten real graded leads, no time limit. We verify a card so you can keep going the instant you’re convinced — we never charge it until you choose a plan.
Where does the grade come from?
Auditable scoring code, not a language model. The AI only explains the result — it never sets, raises, or lowers the grade. You can always see why a lead got its grade.
What happens to a bad lead?
It grades D or F with a SKIP verdict and bills you a quarter-credit. Knowing not to call is the cheapest answer we sell.
Do credits expire?
Never. Buy a pack, use it whenever. Overage past your plan is a flat $1.25 per credit.
How fast is it?
In seconds, end to end, across every source.
Do you scrub DNC?
No. We grade lead legitimacy. Dialing-compliance rules stay your responsibility — but every grade comes with a stored audit trail.
Stop guessing which leads to call.
Send LVP ten leads. See which ones are worth your producer's next ten minutes — and which ones to skip.
Ten graded leads free. No 14-day trap. Card verified up front, charged only when you choose a plan.